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Long-Term Disability Programs
A serious disability takes away more than an individual’s earnings – it can take away their sense of control over their own life. We believe disability protection should provide the support and assistance necessary to help the individual return to a healthy and productive life.
A range of plan design options can customize the plan. Monthly benefits are generally based on a percentage of the employee’s pre-disability earnings. Benefits usually begin after 30, 60, 90, or 180 days of disability. Many plans offer benefits to age 65; other common benefit maximums are 2 years, 5 years, or 10 years.
Our standard plans include coverage for normal pregnancy the same as any disability, cost of living freezes to prevent benefit reductions when payments from other sources increase, special coverage for recurrent disabilities, waiver of premium during disability payments, and survivor benefits. Other options are available.
| For more information or for a quote, call 818.774.1003 or contact us. |
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